OKLAHOMA UNINSURED & “UNDERINSURED” MOTORIST CLAIMS

By law Oklahoma drivers are required to carry a minimum amount of liability insurance for the protection of other motorists injured or otherwise damaged by the negligent or careless operation of their automobiles.  Many don’t and in fact recent studies have shown that Oklahoma ranks as one of the top states when it comes to uninsured drivers.  One can expect that the rank of uninsured drivers on Oklahoma roads will only increase with worsening economic conditions and expected further job losses.  Sadly enough those who fail to carry liability insurance also seem to be the ones causing the most serious accidents and injuries on Oklahoma roads.

Even when insured many drivers only carry the minimum amount of insurance required by law, either to save money on their car insurance premium or because they are unable to obtain higher levels of insurance because of either past accidents or a bad driving record, or both.  Currently the minimum level of required liability insurance is $25,000 for each person injured in the accident or a maximum of $50,000 for all damages resulting from a single accident.  Oklahoma law provides that uninsured motorist benefits are available to those either injured by those carrying no insurance as well as those whose injuries or damages exceed the amount of available coverage under the insurance policy of the one causing the accident.

If you have been injured in an accident with either an uninsured driver or a driver whose known insurance coverage is insufficient to cover your medical expenses and other losses sustained as a result of the accident call one of our attorneys today for a free no-obligation review of the particular facts and circumstances of your case.  Our attorneys have handled literally thousands of vehicle collision cases and can get you the full monetary damages your case deserves-even if the driver causing your accident is uninsured, “underinsured” or even unkown (i.e. “hit-and-run” cases).